ERRORS & EMISSIONS
HIIA is one of the longest-standing providers of Agency E&O coverage in Hawaii with strategic carrier partnerships specifically designed with the needs of Hawaii agents in mind. This means you have options. Exclusive access to carriers like Swiss Re Corporate Solutions give us a competitive edge. Additional access to both Admitted and Non-Admitted markets allows us the freedom to advocate for you with a variety of carriers and to customize coverages as necessary and available.

WHY CHOOSE US?

PROMPT LOCAL SERVICE
Superior customer service and expertise by Chenise Blalock at Hawaii Independent Insurance Agents serving as your agent with underwriting authority and offering prompt turnaround of quote and policy delivery.

MORE PREMIUM DISCOUNTS
Qualifying agents can save over 50% in premium discounts including risk management, claims free, agency operations improvement review, efficiency and carrier concentration credits.

DEDUCTIBLE SAVINGS 
Loss only deductible available along with deductible reduction feature offering up to 100% savings of deductible (up to $25,000) per claim.

CLAIMS HANDLING 
Prompt and thorough claims handling by an experienced staff made up primarily of licensed attorneys who stand ready to support policyholders with any potential incident or claim.

FLEXIBLE UNDERWRITING
Targeting agencies of all sizes and unique operations including both P&C and L&H-only agencies.

CAPACITY
Policy limits up to $30 million

RISK MANAGEMENT TOOLS 
Policyholders have FREE access to the exclusive website E&O Guardian (eoguardian.com) and the E&O Claims Advisor Newsletter.

STABILITY
Nationally endorsed program with more than 30 years' experience and the largest and most stable independent insurance agency E&O program in the country, rated A+ (Superior) by AM Best.

EXCLUSIVE
A Big “I" member exclusive policy form and premium credits filed on a Risk Purchasing Group basis gives Big I members tailored coverage.

MEMBER OVERSIGHT
A professional Liability Committee, comprised of IIABA members, oversees and directly influences the program. Our program was designed by agents for agents.

AGENT ADVOCACY 
Supports lobbying efforts protecting your industry by contributing a percentage of every premium dollar to the funding of important advocacy efforts of the IIABA.

PROTECT YOUR AGENCY
Learn more about Swiss Re and other carrier options by contacting Chenise Blalock at 808.531.3125.  Or, get started now by completing this brief on-line application.